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How It Works

ShortTermLoans.com is licensed to make loans to Illinois residents. If you reside in a state other than Illinois, and submit a loan application on our site, we will attempt to match you with a lender from our established network. That lender will contact you regarding rates and terms.

Shorttermloans.com makes it simple and hassle free to get the cash you need from the comfort and convenience of your own home, and there is never a credit check. Here's how:

1- Apply Now by completing our quick and easy online application*

2- Retrieve your email approval in minutes

3- Money is deposited in your account the next business day

*Illinois law requires Short Term Loans, L.L.C. to have proof of your income on file. Please fax (877-556-2999) or email (support@shorttermloans.com) your current proof of income (pay stub) when applying to ensure quick processing of your loan.

LOAN FUNDING SCHEDULE

• Loans approved by 6:45 p.m. CST will be funded the next business day.

• Loans approved after 6:45 p.m. CST will be funded the second business day.

• Loans approved after 6:45 p.m. CST on Friday or over weekend will be funded on Tuesday.

REQUIREMENTS

• Currently employed (or receive other regular income) .

• Gross income of at least $1000 per month .

• At least 18 years of age .

• Checking account .